David says, “Since I got taken off Employment and Support Allowance last year, and my contribution-based Jobseeker’s Allowance expired, I have also lost Tax Credits linked to ESA. I now have to live off my wife’s wage, which barely covers our monthly outgoings. We have around £10K on credit cards. I am now in a position where I have to rely on handouts from my pensioner mother-in-law to make ends meet. I am looking for work but this is also difficult as I am visually impaired. I also think that there will be a lot of disabled people out there who will be struggling, which could lead to depression.”