An MP describes a constituent who had a stroke, leaving him paralysed on one side. He has been waiting 13 months for an assessment for Personal Independence Payment. Since PIP is a passport to other benefits, his wife cannot apply for carer’s allowance until his PIP is confirmed. They are now being summoned to court, facing their home being repossessed, because they have not been able to pay their mortgage as a result of not being able to access benefits.