Three of Caroline’s four sons no longer live at home. Her youngest has impairments that mean Caroline cannot guarantee going into work every day, and he goes to a special needs school. Caroline’s husband has a full-time, low-paid job. When they looked at moving to avoid bedroom tax, 512 people were bidding for five properties and the only suitable property they were offered was 150 miles away. Caroline says, “It’s very scary. We don’t drive, we don’t drink, we don’t have holidays, but from next month, we are going to be £200 down. When my husband leaves for work at 5.30 in the morning and does his 40-hour week and then sees on the telly that apparently he’s a scrounger or a shirker, it’s soul destroying.”