A and his partner live in a three-bedroom house. They have been hit by bedroom tax and are now in rent arrears. Both have mental health problems and need to stay in the neighbourhood, where they have support. A says, “We are desperate to downsize, but have found there is a serious shortage of one-bedroom houses. We have found a couple in a one-bed flat who would exchange with us, but we have arrears, so the housing association will not let us exchange. The arrears keep going up due to the shortfall in our Housing Benefit, due to the bedroom tax, so the longer we stay here the more in debt we become.”