Bill works for a community project and earns around £250 per week. His wife, who worked for a property development company, has recently been made redundant. Bob says, “I worry about money a lot. Sometimes, I think things are going to be okay, that we’ll just get another job, cleaning or something if we need to, but my job is not secure in the current climate. We’ve not been on any holidays, and you can’t save on a low income. We just get by.”